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Original Medicare

Original Medicare, which includes both  Part A and Part B, forms the foundation of Medicare coverage. It's the traditional fee-for-service program offered directly through the federal government.

Part A – Hospital Insurance

Coverage: Covers inpatient hospital stays, care in a skilled nursing facility, hospice care, and some home health care.

 

Cost: For most people, Part A is premium-free if they or their spouse paid Medicare taxes while working. However, there might be deductibles and co-payments.

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Enrollment: Automatic for those who are already receiving Social Security benefits. Others need to enroll manually.

Part B – Medical Insurance

Coverage: Helps cover certain doctors' services, outpatient care, medical supplies, and preventive services.

 

Cost: There's a monthly premium for Part B, which might vary based on income. Some individuals may be eligible for coverage with different dual-enrollment plans.

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Enrollment: Automatic for some, while others need to sign up.

Why It Matters

Original Medicare provides essential coverage for a wide range of medical services. However, it doesn't cover everything. That's where additional plans like Medigap and Medicare Advantage come into play.

Medigap & Supplements

Medicare Advantage

Medicare Part D

Want a deeper understanding of how Original Medicare fits into your healthcare journey? Connect with our experienced professionals for guidance. Click the button below to chat  or call us at 888-501-3063.

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888-501-3063

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Voyage Insurance Solutions is not affiliated with or connected with Medicare or any other government program or agency. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact www.medicare.gov or 1-800-Medicare to get information on all your options.

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